In these days of record low bank interest rates, returns on cash savings are exceptionally poor. Equally, world equity markets are shooting up and down from day to day as economies struggle to cope with the worldwide recession. Fixed interest securities are not much better with top rated bonds yielding low rates of return with higher fixed returns only possible by taking bonds offered by countries deemed to be at risk of default. Such countries have to pay more to borrow.

Hi tech - but low interest

Clients looking for a higher return on their capital have a choice - the rollercoaster ride of the world equity market at a time of extreme volatility or the safety and security of property rental funds like the excelleny Brandeaux Student Accommodation Fund (opposite). Or, of course - a combination of the extremes.

Whatever investment strategy is selected, Friends Providen International offer a range of investment vehicles based primarily on the amount t0 be invested:

The 'Zenith' caters for investors with a minimum of £10,000 ($15,000) to invest with substantial extra alloctions on higher premiums.

The 'Summit' has a minimum investment of £25,000 ($37,500) and is excellent for investors who might want emergency instant access to a large percentage of their capital without penalty

The 'Elite' is for high premium investors of £100,000 ($200,000) upwards.